Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
Canadian Mortgage Rate History: Lessons for Today’s Borrowers
Explore 50 years of Canadian mortgage rate history and learn valuable lessons for making better mortgage decisions today.
Choosing Your Mortgage Term Length: Complete Guide
1-year, 3-year, 5-year, or longer? How to choose the right mortgage term for your situation and goals.
Condo Mortgage Guide: Everything You Need to Know in 2026
Buying a condo? Learn about unique mortgage considerations including status certificates, condo fees, special assessments, and lender requirements.
5 Compelling Reasons to Refinance Your Mortgage in 2026
With rates normalizing after 2023-2024 peaks, 2026 offers unique refinancing opportunities. Here's why it might be your year to refinance.
Mortgage Terms Compared: 1, 2, 3, 4, and 5-Year Options Explained
Choosing the right mortgage term is crucial. Compare 1 to 5-year terms, understand rate differences, and find the optimal term for your situation.
HELOC vs Refinance: Complete Comparison Guide
Comparing HELOCs and refinancing for accessing home equity. Understand the pros, cons, and costs of each option.
Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage
Understanding mortgage penalties before you sign could save you thousands. Learn how penalties are calculated and strategies to minimize or avoid them.
Private Mortgage Lenders in Canada: When They Make Sense
Private mortgages aren't just for people with bad credit. Learn when private lending is the right solution and how to navigate this alternative market.
Mortgage Prepayment Privileges: Save Thousands in Interest
How to use prepayment privileges to pay off your mortgage faster and save tens of thousands in interest.