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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Self-Employed Mortgage Tips for 2026: Complete Qualification Guide - Self Employed mortgage article | Best Rates Canada
Self Employed

Self-Employed Mortgage Tips for 2026: Complete Qualification Guide

Navigating mortgage approval as a self-employed Canadian. Comprehensive tips for business owners, freelancers, consultants, and gig workers.

Dec 2
12 min read
Canadian Mortgage Rate History: Lessons for Today’s Borrowers - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Mortgage Rate History: Lessons for Today’s Borrowers

Explore 50 years of Canadian mortgage rate history and learn valuable lessons for making better mortgage decisions today.

Dec 2
11 min read
Choosing Your Mortgage Term Length: Complete Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Choosing Your Mortgage Term Length: Complete Guide

1-year, 3-year, 5-year, or longer? How to choose the right mortgage term for your situation and goals.

Dec 1
11 min read
Condo Mortgage Guide: Everything You Need to Know in 2026 - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Condo Mortgage Guide: Everything You Need to Know in 2026

Buying a condo? Learn about unique mortgage considerations including status certificates, condo fees, special assessments, and lender requirements.

Dec 1
12 min read
5 Compelling Reasons to Refinance Your Mortgage in 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

5 Compelling Reasons to Refinance Your Mortgage in 2026

With rates normalizing after 2023-2024 peaks, 2026 offers unique refinancing opportunities. Here's why it might be your year to refinance.

Nov 30
11 min read
Mortgage Terms Compared: 1, 2, 3, 4, and 5-Year Options Explained - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Terms Compared: 1, 2, 3, 4, and 5-Year Options Explained

Choosing the right mortgage term is crucial. Compare 1 to 5-year terms, understand rate differences, and find the optimal term for your situation.

Nov 30
11 min read
HELOC vs Refinance: Complete Comparison Guide - Financial Advice mortgage article | Best Rates Canada
Financial Advice

HELOC vs Refinance: Complete Comparison Guide

Comparing HELOCs and refinancing for accessing home equity. Understand the pros, cons, and costs of each option.

Nov 29
10 min read
Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage

Understanding mortgage penalties before you sign could save you thousands. Learn how penalties are calculated and strategies to minimize or avoid them.

Nov 29
11 min read
Private Mortgage Lenders in Canada: When They Make Sense - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Private Mortgage Lenders in Canada: When They Make Sense

Private mortgages aren't just for people with bad credit. Learn when private lending is the right solution and how to navigate this alternative market.

Nov 29
12 min read