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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

HELOC vs. Refinance: Which Is Better for Accessing Home Equity? - Refinancing mortgage article | Best Rates Canada
Refinancing

HELOC vs. Refinance: Which Is Better for Accessing Home Equity?

Comparing HELOCs and refinancing for accessing your home equity. Understand the pros, cons, and costs of each option to make the right choice.

Nov 28
12 min read
Rent vs. Buy in 2026: Complete Decision Guide and Calculator Logic - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Rent vs. Buy in 2026: Complete Decision Guide and Calculator Logic

Should you rent or buy in 2026? A comprehensive analysis of the financial and lifestyle factors, with real numbers and decision framework.

Nov 28
13 min read
Self-Employed Mortgage Guide: How to Get Approved in 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Self-Employed Mortgage Guide: How to Get Approved in 2026

Self-employed Canadians face unique mortgage challenges. Learn documentation requirements, qualification strategies, and programs designed for business owners.

Nov 27
13 min read
Mortgage Rate Holds: How They Work and How to Use Them Strategically - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Rate Holds: How They Work and How to Use Them Strategically

Rate holds protect you from rising rates while allowing you to benefit from drops. Learn how rate holds work and strategic ways to use them.

Nov 27
10 min read
Buying a Home With Your Partner: Legal & Financial Guide - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Buying a Home With Your Partner: Legal & Financial Guide

Essential considerations when purchasing property with a spouse or common-law partner. Protect yourself legally and financially.

Nov 26
11 min read
Mortgage Renewal: Expert Tips and Strategies for 2026 - Refinancing mortgage article | Best Rates Canada
Refinancing

Mortgage Renewal: Expert Tips and Strategies for 2026

Your mortgage renewal is your chance to save thousands. Learn how to negotiate the best rate, when to switch lenders, and strategies for 2026's market.

Nov 26
11 min read
Mortgage Stress Test Changes Coming in 2026: What to Expect - Market Updates mortgage article | Best Rates Canada
Market Updates

Mortgage Stress Test Changes Coming in 2026: What to Expect

Stay ahead of potential stress test changes in 2026. Understand how regulatory updates may affect your mortgage qualification.

Nov 26
9 min read
Condo Mortgages: How They Differ From Houses - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Condo Mortgages: How They Differ From Houses

Special considerations when financing a condominium. From condo fees to status certificates, here's what you need to know.

Nov 25
10 min read
Accelerated Mortgage Payoff: 7 Strategies to Own Your Home Faster - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Accelerated Mortgage Payoff: 7 Strategies to Own Your Home Faster

Proven strategies to pay off your mortgage faster and save thousands in interest. From payment frequency to lump sums, every approach explained.

Nov 25
10 min read