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Mortgage Tips & Expert Advice

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Mortgages in Red Deer and Medicine Hat: Central Alberta Buying Guide for 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgages in Red Deer and Medicine Hat: Central Alberta Buying Guide for 2026

Buying in Red Deer or Medicine Hat in 2026 — benchmark prices, lender appetite for smaller AB markets, oil-economy income quirks, and what makes a deal go through.

Voytek Jedrusiak Voytek Jedrusiak
Mar 25
Buying a Home in Lethbridge: 2026 Mortgage Guide for Southern Alberta - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Buying a Home in Lethbridge: 2026 Mortgage Guide for Southern Alberta

Lethbridge in 2026 — benchmark prices, university-town rental dynamics, agricultural-income mortgage rules, and the smartest way to finance a first home in southern Alberta.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 22
Canadian Housing Affordability Report: February 2026 - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Housing Affordability Report: February 2026

Housing affordability got easier in 12 of 13 Canadian cities in February. See the full breakdown by city, plus what it means for buyers, sellers, and renewals.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 20
Bank of Canada March 2026: Why the Bank of Canada Held Rates — and What It Means for Your Mortgage - Market Updates mortgage article | Best Rates Canada
Market Updates

Bank of Canada March 2026: Why the Bank of Canada Held Rates — and What It Means for Your Mortgage

The Bank of Canada holds rate at 2.25% in March 2026. Here's what drove the decision and what it means for variable rates, fixed rates, and your renewal.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 18
Canadian Home Sales Recap: February 2026 - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Home Sales Recap: February 2026

Canadian home sales dipped -1.3% in February with the national average price at $676,640. Full regional breakdown inside.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 15
Buying a Townhouse in Alberta: 2026 Mortgage Guide - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Buying a Townhouse in Alberta: 2026 Mortgage Guide

Townhouse buying and financing in Alberta in 2026 — condo vs bare-land, condo fees, lender review, and the math that makes townhouses Calgary and Edmonton's best entry-level option.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 14
Using Your RRSP to Buy a Home in Alberta: 2026 Home Buyers’ Plan Guide - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Using Your RRSP to Buy a Home in Alberta: 2026 Home Buyers’ Plan Guide

How Alberta first-time buyers can use the $60,000 RRSP Home Buyers' Plan in 2026 — eligibility, withdrawal mechanics, repayment math, and stacking with the FHSA.

Voytek Jedrusiak Voytek Jedrusiak
Mar 11
Using Home Equity to Pay Off Debt in 2026: Smart Move or Trap? - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Using Home Equity to Pay Off Debt in 2026: Smart Move or Trap?

Consolidating $40K of credit-card debt into home equity routinely saves $25K-$40K in interest over 5 years — if you follow one rule.

V
voytekj
Mar 11
5% vs 20% Down Payment: Which Is Actually Better? The Math for 2026 - Financial Advice mortgage article | Best Rates Canada
Financial Advice

5% vs 20% Down Payment: Which Is Actually Better? The Math for 2026

We run the real numbers on putting 5% vs 20% down — including CMHC insurance, opportunity cost, and market appreciation. The answer might surprise you.

Voytek Jedrusiak Voytek Jedrusiak
Mar 10